1. Bankai, aiškinantys, kad jų pačių dalintos bankų kodų kortelės nesaugios. 2. Nuo tų bankų priklausomi GSM ryšio operatoriai.
Swiss banking giant UBS is to open a technology lab in London to investigate how blockchain technology can be used in financial services. Last month the U.K. government announced that it would commit £10 million to support research in digital currencies technology, while last September the Bank of England recognized blockchain’s potential, saying that the technology could have “far-reaching” implications. The blockchain is the public and decentralized online ledger which verifies transactions in digital currencies such as bitcoin. It is an indelible record, whose authenticity is verified by a network of computer users rather than a centralized authority. Many have come to believe that this technology can be adapted to record and verify financial transactions, from clearing securities to making cross-border payments.
(Reuters) - International Business Machines Corp is considering adopting the underlying technology behind bitcoin, known as the "blockchain," to create a digital cash and payment system for major currencies, according to a person familiar with the matter. The objective is to allow people to transfer cash or make payments instantaneously using this technology without a bank or clearing party involved, saving on transaction costs, the person said. The company has been in informal discussions about a blockchain-tied cash system with a number of central banks, including the U.S. Federal Reserve, the source said. If central banks approve the concept, IBM will build the secure and scalable infrastructure for the project.
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