The term "shadow banking
system" is attributed to Paul McCulley of PIMCO, who coined it at
Federal Reserve Bank of Kansas City's Economic Symposium in Jackson Hole
Wyoming in 2007 where he defined it as "the whole alphabet soup of
levered up non-bank investment conduits, vehicles, and structures.
McCulley identifies the birth of the shadow banking system with the
development of money market funds in the 1970s – money market accounts
function largely as bank deposits, but money market funds are not
regulated as banks.
The shadow banking system has been implicated as
significantly contributing to the financial crisis of 2007–2012.
Nuo liepos 1 dienos bankas „Swedbank“ padidino įkainius už operacijas grynaisiais pinigais. Greit
šio banko pėdomis pasekė ir SEB bankas – čia operacijos brangs nuo
gruodžio 2 dienos. „Swedbank“ vadovas Michaelas Wolfas, paklaustas, ar
įkainiai dar bus didinami ateityje, tvirtino, jog bankui yra „svarbu
išlikti pelningam“.
Nes ...
Turime būti pelningi, kad nebūtume našta mokesčių mokėtojams!
Todėl pakels banko mokesčius tiems mokesčių mokėtojams.
Ir sugalvos naujų.
.
Turime būti pelningi, kad nebūtume našta mokesčių mokėtojams!
Todėl pakels banko mokesčius tiems mokesčių mokėtojams.
Ir sugalvos naujų.
.
Pvz., tokių.
.
Mes juk bankams mokesčių nesugalvojam, tik jie mums, ir mūsų pačių labui - kad nebūtų našta mums!
Turime būti pelningi, kad nebūtume našta mokesčių mokėtojams!
.
Išminčius?
.
Mes juk bankams mokesčių nesugalvojam, tik jie mums, ir mūsų pačių labui - kad nebūtų našta mums!
Turime būti pelningi, kad nebūtume našta mokesčių mokėtojams!
.
Išminčius?
Gal bus baigęs kokią egzekutorių mokyklą?
Kodėl gi šis žuvėdas taip prieš grynuosius pinigus nusistatęs?
Citata: „Dalis ekspertų didelį grynųjų pinigų skaičių sieja su šešėlinės rinkos veikla“.
Kas tie grynieji?
Stockholms Banco was founded in 1657 with Johan Palmstruch (1611 in Riga – 1671; named Johan Wittmacher before he was ennobled) appointed as general manager. The bank itself was nothing new as it was simply an imitation of the successful public deposit banks of Amsterdam and Hamburg, however Palmstruch himself added two important innovations. The first of these was to use money deposited into accounts at the bank to finance loans, however this soon became a problem as the deposits were usually short-term and the loans long-term, meaning that deposited money was unavailable to be withdrawn by account holders. Palmstruch's second innovation, and his solution to this problem, was the introduction in 1661 of Kreditivsedlar ("credit paper"), the first European banknotes, which would be exchangeable at any time for the metal coins they were replacing. These were very successful, but the bank began lending more than it could afford and printed too many banknotes without the necessary collateral, leading to the bank's collapse in 1668. Stockholms Banco (also known as the Bank of Palmstruch or Palmstruch Bank) in Sweden was the first European bank to print banknotes. It was to be the precursor to the Sveriges Riksbank, the central bank of Sweden.
Kas tie grynieji?
Stockholms Banco was founded in 1657 with Johan Palmstruch (1611 in Riga – 1671; named Johan Wittmacher before he was ennobled) appointed as general manager. The bank itself was nothing new as it was simply an imitation of the successful public deposit banks of Amsterdam and Hamburg, however Palmstruch himself added two important innovations. The first of these was to use money deposited into accounts at the bank to finance loans, however this soon became a problem as the deposits were usually short-term and the loans long-term, meaning that deposited money was unavailable to be withdrawn by account holders. Palmstruch's second innovation, and his solution to this problem, was the introduction in 1661 of Kreditivsedlar ("credit paper"), the first European banknotes, which would be exchangeable at any time for the metal coins they were replacing. These were very successful, but the bank began lending more than it could afford and printed too many banknotes without the necessary collateral, leading to the bank's collapse in 1668. Stockholms Banco (also known as the Bank of Palmstruch or Palmstruch Bank) in Sweden was the first European bank to print banknotes. It was to be the precursor to the Sveriges Riksbank, the central bank of Sweden.
.
.