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Revolut.

London-based travel money app Revolut has signed a memorandum of understanding with the Bank of Lithuania (the country's central bank).

This is the first step toward Revolut getting a banking license — and ultimately access to the central bank's payments system, according to Banking Technology. 

Getting access to a central bank's payments system will make it easier for Revolut to process payments. At the moment, Revolut has to rely on bank partners to process cross-border transactions conducted through its platform across the Eurozone.

But if it gains direct access to an EU central bank, this will eliminate the need for such intermediaries, allowing it to handle more transactions in less time.

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